Mortgage Payment Protection Insurance Basics

Hard to beat...
The advantage with our policy is that it is age-rated – the younger you are, the lower the premium. If you’re aged between 18 and 45, you’ll find our premiums hard to beat, and even if you are over 45 we can still be competitive when compared with the products from many of the banks and mortgage lenders.
Mortgage payment protection is designed to take care of your monthly mortgage payments and related outgoings in the event that you are unable to work after an accident, if you fall sick or lose your job..
With mortgageprotect we aim to bring you one of the cheapest mortgage payment protection insurance products you'll find on the web! Prices start from just £1.29 per £100** for full accident, sickness and unemployment insurance cover - a saving of over 70% compared to some high street providers – check out our comparison table. Plus, if you need to make a claim, the benefits are paid directly to you, tax-free.
In summary, with mortgageprotect you’ll get:
- A quote in minutes
- Peace of mind for less - prices start from £1.29 per £100** for full accident, sickness and unemployment insurance cover.
- A 70% discount compared to some high street providers - see our comparison table to check!
- Flexibility and choice - you can select precisely the kind of cover you need. Got Accident and Sickness cover through your contract of employment? Now you can opt to have stand-alone Unemployment cover, should you be made redundant.
- A tax-free payout - should you need to claim it’ll be paid directly to you.
- Easy to pay – by direct debit.
- Money back – if you change your mind within 30 days, don't worry, we'll give you a refund, as long as you haven't made a claim.
** Rate quoted is for a person aged 18-24, 90 day excess, with an initial exclusion on unemployment cover of 180 days for new borrowers and 90 days for existing borrowers. Other conditions may apply.
mortgageprotect is underwritten by Bankers Insurance Company Ltd (part of Assurant Solutions), one of the UK's leading providers of protection based products.
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The Basics
What's Covered