Why choose homeprotect for home insurance?
We've designed homeprotect with flexibility in mind, so you can tailor it to fit your needs. With homeprotect, you can choose buildings insurance, contents insurance, or both. You can insure your central heating, pipes and drains. And you can insure your prized possessions while you’re out and about too.
And as if all this isn't enough, homeprotect also includes:
- contents cover on a "new for old" basis - meaning that even very old items that are destroyed or stolen will, in most cases, be replaced with brand new equivalents
- the flexibility to choose the level of accidental damage cover you need
- a no-claims discount of up to 25% to help you reduce premiums
- discounts if you have working smoke alarms and secure locks in place
- a wide choice of voluntary excesses to help drive your premiums down further
- a speedy response to queries from our friendly UK-based team.
So what are you waiting for? Why not get a buildings insurance quote or a contents insurance quote now?
homeprotect is underwritten by a range of reputable insurers, including several at Lloyd’s of London, one of the most financially stable and established insurance markets in the world.
Retrieve a quotehomeprotect buildings insurance for your property
Our buildings insurance policies all automatically include:
- The cost of rebuilding your property
- Cover for loss of rent and the costs of alternative accommodation
- Accidental damage cover for windows, double glazing, sanitary ware, ceramic hobs, domestic oil pipes, underground water-supply pipes, sewers, drains, septic tanks, gas pipes and cables
- Optional accidental damage cover for damage to the rest of your property
homeprotect contents insurance
There’s no limit on the amount of contents insurance you can buy with homeprotect. We provide cover on a new for old basis on your household goods (except clothes and bicycles), and automatically include:
- Accidental damage cover on some electrical items in your home, including your TV, DVD, DAB, radio, gaming console and home PC
- A 10% increase on the cover amount for the Christmas period and your wedding day
- Up to £2,500 of cover for your children’s possessions while they are at university during term-time
- Up to £500 to replace music and digital downloads which have been lost
- Up to £500 for replacement locks.
homeprotect cover for your possessions away from home
We can cover you in case something happens to your prized possessions outside your home. We can, for example, cover your bicycles and gadgets such as laptops, iPhones and Sat Navs.
homeprotect optional extras
Worried about paying call out charges for a plumber if your water pipe bursts in the middle of the night? What about if you have a property dispute and need to speak to a solicitor (or have access to funds to pursue a civil action)? Or how about you lose your keys and need to get all your locks replaced?
If any of these scenarios worry you then take a look at our affordable range of optional extras – available on either a buildings insurance or contents insurance policy.
